Terms of Use

Acceptance of Terms

By accessing and using DhanikaCal.com ("the Website"), you agree to be bound by these Terms of Use. If you do not agree with any part of these terms, please do not use the Website.

Description of Service

DhanikaCal.com provides free online calculators for financial planning, tax estimation, mathematics, engineering, and everyday calculations designed for Indian users. All calculators are provided for informational and educational purposes only.

No Financial Advice

The calculators and results provided on this Website do not constitute financial, tax, legal, or investment advice. Results are approximate and based on the inputs you provide. Always consult a qualified professional before making financial decisions.

• Tax calculations are estimates and may not reflect the latest tax rules or your specific situation.
• Investment projections assume constant rates and do not account for market volatility.
• EMI and loan calculations may differ from actual bank terms.

Accuracy of Information

While we strive to keep calculators accurate and up to date, we make no warranties or guarantees regarding the accuracy, completeness, or reliability of any results. Tax rates, government schemes, and financial regulations change frequently, and there may be a delay before calculators are updated.

Use at Your Own Risk

You use the Website and its calculators entirely at your own risk. DhanikaCal.com, its owners, and contributors shall not be liable for any losses, damages, or expenses arising from your use of or reliance on the Website or its results, whether direct, indirect, incidental, or consequential.

Intellectual Property

All content on this Website, including text, design, logos, and code, is the property of DhanikaCal.com and is protected by applicable intellectual property laws. You may not copy, reproduce, or redistribute any content without prior written permission.

Third-Party Content & Advertising

The Website displays advertisements from third-party networks including Ezoic and Google AdSense. We are not responsible for the content, accuracy, or practices of any third-party advertisers. Clicking on an advertisement may take you to an external website governed by its own terms and privacy policy.

Prohibited Use

You agree not to:

• Use the Website for any unlawful purpose.
• Attempt to interfere with or disrupt the Website's operation.
• Scrape, crawl, or use automated tools to extract content without permission.
• Misrepresent calculator results as certified financial or legal advice.

Modifications to Terms

We reserve the right to update or modify these Terms of Use at any time without prior notice. Changes take effect immediately upon posting. Your continued use of the Website after changes constitutes acceptance of the revised terms.

Governing Law

These Terms of Use are governed by and construed in accordance with the laws of India. Any disputes arising from the use of this Website shall be subject to the exclusive jurisdiction of the courts in India.

Contact Us

If you have any questions about these Terms of Use, please contact us at hello@edhanika.com.